Welcome to L & D Workman Ltd (also referred to as We, Us, this Website or http://deborahworkman.com/

This Website is owned and operated by L & D Workman Ltd. If you have any questions in relation to these Terms of Use please email deborah@deborahworkman.com. By accessing or using this Website you are acknowledging that you have read, understand, and agree to these Terms of Use.

L & D Workman Ltd reserves the right to refuse service to you and/or terminate membership and/or /coaching without prior notice if you violate these Terms of Use.

We reserve the right to change or modify our Terms of Use without notice. If We update the Terms of Use an updated version will be posted on the Website. Your continued use of this Website confirms your on-going acceptance of these Terms of Use. For this reason, you should frequently review these Terms of Use, and any other applicable policies.


The prices shown on this Website are in New Zealand dollars, including GST, and are subject to change without notice.

Personal Information

In order to use some of the features of this Website you will be required to register and provide personal information including but not limited to your name, telephone number, postal address and email details. By submitting your details on this Website you agree that the personal information you provide is true and accurate. You agree to accept responsibility for all activities that occur under your account or password and will not impersonate any other person or entity or use a false name you are not authorised to use. You can cancel your account at any time.


Payment for purchases from L & D Workman Ltd is via credit card or direct bank credit. All credit cardholders are subject to validation checks and authorisation by the card issuer. If the issuer of your credit card does not authorise payment to Us, We will not be liable for any delay or non-delivery of goods. For security reasons your billing name and address must match that of the credit card used for payment.

Intellectual Property

All content included on this Website such as text, graphics, logos, button icons, images and software is the property of L & D Workman Ltd and is protected by New Zealand copyright laws. The content of the Site may not be used, reproduced, duplicated, copied, sold, resold, accessed, modified, or otherwise exploited, in whole or in part, for any purpose without our prior written consent.

Media & Endorsements

L & D Workman Ltd does not accept any responsibility whatsoever for any endorsements in Media articles displayed on this website. All articles have been reproduced as they were originally printed. Any false claims or endorsements are the responsibility of the original publisher.

Warranties, Guarantees and Limitation of Liability

To the maximum extent permitted by law:

  • L & D Workman Ltd disclaims all warranties, representations, and guarantees with respect to any information supplied including but not limited to availability, accuracy, completeness, timeliness or fitness for a particular purpose.
  • Liability to you as the buyer for any loss, damage, or injury arising from any defect in, or non-compliance supplied shall be limited to the price paid by you for that product/service.
  • L & D Workman Ltd will not be liable for any loss of profits, or any indirect, incidental, consequential, or economic loss or damage (howsoever caused), which you may directly or indirectly suffer in connection with your access to, or reliance upon any product, information or use of this Website and related interactive services.

Use of Content & Third Party Sites

L & D Workman Ltd provides services on this Website for informational purposes and as a forum only. The information contained on this Website and the resources available through this Website are not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any other professional advice.

We grant you limited, personal, non-exclusive, non-transferable use and access to programs and related material for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, share, replicate, create derivative works of, alter or in any way exploit any of Our material or programs in any manner. You agree that the programs and material you have access to may only be used by you for your personal or business use and may not be sold or
redistributed without the express written consent of L & D Workman Ltd.

L & D Workman Ltd reserves the right to remove or to refuse to post any contribution for any reason. We are not liable for and do not endorse any content, opinion, link or statements provided by users in any public forum or on a Third party Site.  

For any contributions accepted by L & D Workman Ltd, you grant use of them free of charge and without limitation, for L & D Workman Ltd to use, reproduce, copy, edit, modify, publish, publicly display, sell and distribute them with no contest or compensation.

L & D Workman Ltd may provide content of Third Parties or links to Third Party Sites as a service to those interested in this information. We do not monitor, approve, endorse, guarantee accuracy of, accept any liability for or have any control over any Third Party Content and Third Party Sites. The inclusion of links or content to Third Parties does not imply any association or relationship with L & D Workman Ltd. You use Third Party Content and Third Party Sites at your own risk.


If you have any complaints or wish to discuss any matter in respect to purchases/service from L & D Workman Ltd please feel free to contact deborah@deborahworkman.com.


Your use of the Website is also subject to the Company’s Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms of Use.

No guarantee disclaimer

You agree that the Company has not made any guarantees about the results of taking any action, whether recommended on this Website or not. The Company provides educational and informational resources that are intended to help users of this website succeed. You recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results.

Cancellation and refunds

We want you to be satisfied with your purchase but we also want you to give your best effort to the program(s). Monthly memberships can be cancelled at any time by you, no refunds will be provided for cancellations made to a monthly membership, other than where required by New Zealand law. Please contact us to discuss cancelling annual membership that has already been paid. Whereby a refund is agreed by Us, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds.


The Company reserves the right, in its sole discretion, to terminate your access to the Website and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, and you hereby consent to resolve any and all disputes arising under or related to this Website or the Terms of Use pursuant to the Arbitration Clause above. Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

Affiliate Links

From time to time, the Company participates in affiliate marketing and may allow affiliate links to be included on some of our pages. This means that we may earn a commission if/when you click on or make purchases via affiliate links. As a policy, the Company will only affiliate with products, services, coaches, consultants, and other experts that we believe will provide value to our customers and followers. The Company will inform you when one of the links constitutes an affiliate link. You recognise that it remains your personal responsibility to investigate whether any affiliate offers are right for your business and will benefit you. You will not rely on any recommendation, reference, or information provided by the Company but will instead conduct your own investigation and will rely upon your investigation to decide whether to purchase the affiliate product or service.

Privacy Policy

L & D Workman Ltd is committed to protecting your privacy. This privacy policy sets out how L & D Workman Ltd uses and protects any information that you provide when you use this

Information We Collect

We only collect personal information that you provide us directly, e.g. when you sign up for our newsletter, ask us a question, or make a purchase from L & D Workman Ltd. The information we collect may include your name, email address, phone number, billing address, shipping address, credit card details and other personal information. You don’t have to provide us with your personal information, but if you don’t then you might not be able to use all the features of this Website.

What we do with the information we gather:

  • Facilitate the purchase and delivery of items/services purchased from the
  • Personalise your customer experience
  • Respond to you
  • Improve the Website
  • Send you emails. There is an unsubscribe link on each email if you’d like to unsubscribe at any stage. 

We do not sell, distribute or lease your personal information to any third parties other than as required by law to do so. We may/might disclose your information with third parties who assist us in operating the Website.

Links to other websites

Our Website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that We do not have any control over that other website. Therefore, We cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the Website in question.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. This helps Us analyse data about web page traffic and improve our website.

A cookie does not give us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. However this may prevent you from taking full advantage of the Website.

How to correct your information

Please contact us at deborah@deborahworkman.com if you would like to update any of your personal information.

Governing Law

These Terms of Use, including your use of this Website and any purchase by you of any goods and/or services from L & D Workman Ltd shall be governed by New Zealand law and the parties hereto submit to the exclusive jurisdiction of the New Zealand courts. If you access the Service from a location outside New Zealand, you are responsible for compliance with all local laws. You agree that you will not use the Company Content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions or regulations.